Pakistan’s flagship overseas investment scheme just crossed a major milestone. Roshan Digital Account inflows have surpassed $13.059 billion in cumulative investment since the program launched, according to the latest data.
May 2026 delivered a strong yearly performance. Monthly inflows reached $312 million, reflecting a 55 percent year-on-year increase compared to $201 million recorded in the same month last year. That is a significant jump and signals growing confidence among overseas Pakistanis in the scheme.
However, the monthly trend tells a slightly different story. Inflows dipped 2.8 percent month-on-month, falling from $321 million in April 2026 to $312 million in May 2026. Still, analysts would consider that a minor correction after several strong consecutive months.
The total number of active accounts has also crossed 936,165, reflecting steady growth in participation across the overseas Pakistani community.
The scheme targets overseas Pakistanis and foreign nationals who want to invest in Pakistan through digital banking channels. Moreover, non-resident Pakistanis who own companies abroad also qualify to participate under the program’s eligibility rules. This broader scope has helped the scheme attract a diverse pool of investors over time.
One of the scheme’s most attractive features is full repatriation flexibility. Investors can move their funds and any profits earned back out of Pakistan at any time under existing rules. Therefore, the scheme carries relatively low capital risk for participants compared to traditional investment routes.
Furthermore, net investments through Roshan Digital Accounts from November 2020 to May 2026 stood at $1.930 billion. This figure reflects actual net capital retained in Pakistan after accounting for repatriations, offering a more grounded picture of long-term inflows.
The consistent growth in Roshan Digital Account inflows points to a broader trend. Overseas Pakistanis are increasingly engaging with formal investment channels rather than informal remittance routes. Additionally, the scheme’s digital-first design removes traditional barriers for investors living abroad, making participation straightforward regardless of location.
With cumulative inflows now firmly above $13 billion, the program continues to position itself as one of Pakistan’s most successful financial outreach initiatives targeting the diaspora. The question now is whether the momentum from May’s strong yearly numbers carries into the second half of 2026.
| Conventional NPCs | $586 million |
| Islamic NPCs | $1.209 billion |
| Roshan Equity Investments | $135 million |
| Other Liabilities | $76 million |
| Balance in Accounts | $700 million |
| Net Repatriable Liability | $2.707 billion |












